Finance
Personal finance arranged through our partner Ideal4Finance, with terms from 6 to 48 months. Apply online and get a decision usually within minutes.
The calculator
Enter the price of the watch you're interested in, how much you'd like to put down, and over how long. Figures are a guide - your exact rate is confirmed on application.
Surrey Time Pieces Ltd is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.
Representative example: -
Please note: the finance calculator provides only a guide and the exact amounts will be confirmed during the application process. The loan you apply for is a personal loan and is not linked to the product you are purchasing.
How it works
Pick anything in stock, or talk to us about something we can source for you.
Use the calculator to choose a plan that works for you, then apply online in a few minutes.
They search a panel of lenders and come back with the options available to you.
Once everything's in place, your watch goes out on free insured next-day delivery, or collection at our showroom.
Before you apply
Ideal4Finance ask that you meet all of the following. Worth a quick read - it saves a wasted credit search.
Common questions
Ideal4Finance, a licensed credit broker regulated by the Financial Conduct Authority. They search a panel of lenders on your behalf. We introduce you to them - we're not the lender and we don't make the credit decision.
A credit search is carried out as part of the application, and this is recorded on your file. Ideal4Finance explain exactly what's involved before you submit anything.
A minimum deposit of 10% of the purchase price is required on every watch. You're welcome to put down more - a larger deposit reduces both the amount you borrow and your monthly payment.
Early settlement terms depend on the lender you're matched with. It'll be set out in the loan documentation before you sign anything - read it carefully and only proceed if it works for you.
Yes. Plenty of customers put their old watch in as the deposit and finance the difference. Get a valuation first and we'll work it out from there.
No. The loan you apply for is a personal loan and is not linked to the product you're purchasing. Note that some lenders on the panel may offer secured lending as an alternative - if so, that would be explained to you directly by that lender.
